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Cheesy Refried Bean Dip

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Cheesy refried bean dip is a creamy mixture of cheese, sour cream, beans, and more. It is the perfect dip for tortilla chips and is great for game day or as an appetizer for a Tex-Mex feast.

Hand dipping tortilla chip into warm cheesy refried bean dip.

If you are looking for a great starter for Cinco de Mayo, taco Tuesday, or a party, this creamy bean dip is a perfect option. The refired beans are baked with cream cheese, taco seasoning, cheese, and more for a yummy snack.

This warm and gooey dip is such an easy recipe. You could probably memorize it. And you will probably want to as it is filling and great for so many occasions.

Ingredients including refried beans, cream cheese, sour cream, salsa, taco seasoning and cheese ready to be made into bean dip.

Plus, there are so many fun ways you can top it or jazz it up if you want. However, we love it just the way it is!

Tips and Substitutions

The only real tip to making this great dip is to make sure the cream cheese is good and softened. That will make it easier to mix into the other ingredients without having chunks.

Dips like these work better with full fat dairy products. Use real cream cheese and sour cream. Don’t try to substitute the light versions.

For more spice, you can add some pickled jalapenos or even some diced fresh jalapeno. Or stir in some leftover taco meat if you have it.

You can also play with the cheese. We used sharp cheddar for this batch, but pepper jack, Monterey jack, and Mexican cheese would all be great options.

If you want to make the dip ahead of time, go ahead and get it in the pan, cover it, and refrigerate the dip for up to a day or two. Take it out of the refrigerator to start getting the chill off while you preheat the oven, then bake as directed.

Or warm the dip in the crockpot rather than the oven. Just put the bean mixture in the bottom of your slow cooker and top with cheese. Cook on low for 2-3 hours and then serve.

Spoon filled with creamy refried bean dip coming out of the pan showing creamy texture and melted cheese.

We topped this batch with some chopped cilantro and tomatoes. It is also amazing with guacamole.

You can top it with more sour cream or pickled jalapenos if you want. Or add a little shredded lettuce if you want some crunch. The options really are endless, though it is delicious just the way it is.

More Great Dip Options

If you are looking for a little something to put on your tortilla chips, fiesta dip is another great option. It is a cold dip that is full of fiesta ranch flavor.

For something different, try warm cheesy corn dip. It features jalapenos, corn, and bacon in a gooey cheesy base.

Warm cheesy bean dip served on small plate with tortilla chips.

Of course you can make your own homemade roasted salsa. It is a perfect way to take fresh garden veggies and turn them into a yummy salsa.

Or turn fresh tomatillos into salsa verde. There are plenty of great dip and cheese ball recipes to check out for more inspiration.

Hand dipping tortilla chip into warm cheesy refried bean dip.

Cheesy Bean Dip

Servings: 12 Servings
Author: Carlee
Cheesy refried bean dip is a creamy mixture of cheese, sour cream, beans and more. It is the perfect dip for tortilla chips and is great for game day or as an appetizer for a Tex-Mex feast.
4.93 from 14 ratings
Prep Time 5 minutes
Cook Time 25 minutes
Total Time 30 minutes


  • 16 oz. can refried beans
  • 1 cup sour cream
  • 4 oz. cream cheese softened
  • 1 package taco seasoning
  • ¼ cup salsa
  • 1 cup shredded cheddar cheese


  • Preheat oven to 350°F and grease an 8×8-inch baking dish.
  • In a medium mixing bowl, stir together the cream cheese and refried beans.
    4 oz. cream cheese, 16 oz. can refried beans
  • Add the sour cream, salsa and taco seasoning. Stir until combined.
    1 cup sour cream, ¼ cup salsa, 1 package taco seasoning
  • Scoop into the pan and top with shredded cheese.
    1 cup shredded cheddar cheese
  • Bake for 25 minutes.
  • Serve warm with tortilla chips.


Serving: 1servingCalories: 136kcalCarbohydrates: 6gProtein: 5gFat: 10gSaturated Fat: 6gPolyunsaturated Fat: 0.4gMonounsaturated Fat: 2gCholesterol: 30mgSodium: 357mgPotassium: 58mgFiber: 2gSugar: 2gVitamin A: 406IUVitamin C: 0.3mgCalcium: 109mgIron: 0.4mg

Nutritional Disclaimer

“Cooking With Carlee” is not a dietitian or nutritionist, and any nutritional information shared is an estimate. If calorie count and other nutritional values are important to you, we recommend running the ingredients through whichever online nutritional calculator you prefer. Calories and other nutritional values can vary quite a bit depending on which brands were used.

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Recipe Rating

Sandy ReesSandy

Wednesday 29th of March 2023

Looks really good. Can’t wait to try this


Wednesday 29th of March 2023

It really is tasty. Even Little Dude liked it, and he's not usually a fan of beans.