This chocolate steel cut oatmeal is creamy and delicious. There is no refined sugar, but you would never guess by tasting it. It is sure to start your day with a smile!

A nutritious and hearty breakfast that tastes like chocolate? I am there every time! This oatmeal eats like a treat.
It’s almost like chocolate tapioca. But it’s even better because there’s no refined sugar and so much oatmeal goodness.
I love a little texture in my bowl of oatmeal, so steel cut oatmeal is perfect. But there is plenty of creamy goodness too!
It is great on its own and even better with fun toppings. We had ours with extra sliced bananas and toasted coconut.
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I put some chopped pecans on mine too. It was delicious!
Of course, we almost always eat our oatmeal baked. I just love baked oatmeal in all of its forms.
If you like the idea of chocolate oats, you also have to try my brownie baked oatmeal.
But sometimes you just want a bowl of hot oatmeal that you can eat with a spoon.
On those days there is this chocolate steel cut oatmeal. Or if you want something different, the apple pie steel cut oatmeal is also amazing and will make your whole house smell amazing while it cooks!

Healthy Chocolate Steel Cut Oatmeal
Equipment
Ingredients
- 1 cup steel cut oatmeal
- 3 cups water
- 2 or 3 ripe bananas
- ¼ cup cocoa powder
- 1 cup milk
- 1 pinch salt
Instructions
- In a large heavy bottomed pot, bring the water to a boil. Stir in the oats and drop to a simmer.3 cups water, 1 cup steel cut oatmeal
- Simmer for about 20 minutes, stirring occasionally.
- Meanwhile, mash together the bananas and cocoa powder until smooth. Stir in the milk and a pinch of salt.2 or 3 ripe bananas, ¼ cup cocoa powder, 1 cup milk, 1 pinch salt
- Stir the chocolate banana mixture into the oats and continue to cook over low, stirring frequently until the oatmeal is the desired texture. Add a little more milk or water if necessary.
- Taste the oatmeal and stir in a Tablespoon or two of honey if you’d like it sweeter. Serve with desired toppings,
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OK, I think that adding chocolate to your oatmeal may be cheating! What a great idea. I grew up on oatmeal but I have never had it with chocolate in it. I'm anxious to see if my grand kids like this.
I hope they do! We are big oatmeal fans, so this only deepens our love! <3
I love oatmeal on "need to be healthy" days haha! Great idea to add chocolate!
It's fun to have a few recipes that eat like a treat without the guilt!
I love eating oatmeal for breakfast but never try adding the cocoa powder. I normally add nuts and fruits.. Cant wait to try this one soon.
From: Calleigh
I have made a few versions of chocolate baked oatmeal, but I have no idea why it took me so long to stir it into a bowl of oatmeal! It's definitely a new favorite here!
I bet this is yummy!
It really is! Thanks!
You had me at healthy and chocolate. Plus I love steel cut oats. Yummy!
Fruit, whole grains and anti-oxidant loaded cocoa powder. It doesn't get much better than that for breakfast! Thanks!
Chocolate for breakfast?! Heck yes!
I know, right?!
I often make the apple version; also have tried black raspberry as well as wild blueberries tho one has to accept the purple color. Have also added peaches or bananas. Why didn't I think of chocolate!?!
I love the apple version too but now I am hungry for berry oatmeal! YUM!
Hi Carlee, I often cook stove top oats for breakfast, but never thought to add cocoa powder. I'm sure my family would like to start the day with chocolatey oats!
xx
I don't know why it took me this long to do it either! I hope you all enjoy it!
I can taste this warm the soul oatmeal now! Why have I never thought about doing a chocolate version…brilliant! Have a super start to your week!
I'm surprised it took me this long too! Thanks, Andrea!
I look forward to trying this one! You can make it even healthier if you put a tablespoon of apple cider vinegar in there if you soak it overnight or longer (breaks down the phytic acids).
I'll have to try it that way next time!